.hfa-teaser,.hfa-page,.hfa-groups,.hfa-accordion{--hfa-ink:var(--adv-ink, #333333);--hfa-text:var(--adv-text, #252525);--hfa-muted:var(--adv-text-muted, #5f5f5f);--hfa-accent:var(--adv-gold, #0071bc);--hfa-accent-hover:var(--adv-gold-bright, #2e8bc8);--hfa-border:var(--adv-border, #e6e6e6);--hfa-bg:var(--adv-cream-2, #f7f7f7);--hfa-white:var(--adv-white, #ffffff);--hfa-display:var(--font-display, "Crimson Pro", Georgia, "Times New Roman", serif);--hfa-body:var(--font-body, "Open Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif);--hfa-ease:var(--ease, cubic-bezier(0.16, 1, 0.3, 1))}.hfa-teaser{background:var(--hfa-bg);color:var(--hfa-text);font-family:var(--hfa-body);padding:clamp(4rem, 8vw, 8rem) 0;text-align:center}.hfa-teaser__inner{width:100%;max-width:var(--container-narrow,1120px);margin:0 auto;padding:0 var(--space-6,1.5rem)}.hfa-teaser__eyebrow{display:inline-block;font-family:var(--hfa-body);font-size:var(--text-xs,.78rem);font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--hfa-accent);margin:0 0 1rem}.hfa-teaser__title{font-family:var(--hfa-display);font-size:var(--text-2xl,clamp(2rem, 1.4rem + 2.6vw, 3.1rem));font-weight:600;line-height:1.15;letter-spacing:-.01em;color:var(--hfa-ink);margin:0}.hfa-teaser__divider{width:54px;height:3px;background:var(--hfa-accent);border:0;border-radius:2px;margin:1rem auto 1.5rem}.hfa-teaser__description{font-size:var(--text-lg,1.25rem);color:var(--hfa-muted);line-height:1.6;margin:0 auto 2rem;max-width:40rem}.hfa-teaser__button{display:inline-flex;align-items:center;gap:.55em;font-family:var(--hfa-body);font-size:var(--text-sm,.9rem);font-weight:600;letter-spacing:.04em;text-transform:uppercase;padding:.85em 1.8em;border-radius:var(--radius,4px);border:1.5px solid var(--hfa-accent);background:var(--hfa-accent);color:var(--hfa-white);text-decoration:none;line-height:1;cursor:pointer;transition:all 0.25s var(--hfa-ease)}.hfa-teaser__button:hover{background:var(--hfa-ink);border-color:var(--hfa-ink);color:var(--hfa-white);transform:translateY(-2px)}.hfa-teaser__arrow{transition:transform 0.25s var(--hfa-ease)}.hfa-teaser__button:hover .hfa-teaser__arrow{transform:translateX(4px)}.hfa-pagehero:not(.adv-pagehero){position:relative;background:var(--hfa-ink);color:var(--hfa-white);padding:clamp(4rem, 10vw, 6rem) 0 clamp(3rem, 7vw, 5rem);overflow:hidden}.hfa-pagehero:not(.adv-pagehero) .hfa-container,.hfa-pagehero:not(.adv-pagehero) .adv-container{position:relative;z-index:1}.hfa-pagehero:not(.adv-pagehero) h1{color:var(--hfa-white);font-family:var(--hfa-display);font-size:var(--text-2xl,clamp(2rem, 1.4rem + 2.6vw, 3.1rem));font-style:italic;font-weight:500;margin:0 0 .75rem}.hfa-pagehero:not(.adv-pagehero) p{color:rgb(247 245 241 / .82);font-size:var(--text-lg,1.25rem);max-width:58ch;margin:0}.hfa-breadcrumb:not(.adv-breadcrumb){font-size:var(--text-xs,.78rem);letter-spacing:.05em;text-transform:uppercase;color:var(--hfa-accent-hover);margin-bottom:1rem}.hfa-breadcrumb:not(.adv-breadcrumb) a{color:rgb(247 245 241 / .7);text-decoration:none}.hfa-breadcrumb:not(.adv-breadcrumb) a:hover{color:var(--hfa-white)}.hfa-container{width:100%;max-width:var(--container-narrow,1120px);margin:0 auto;padding:0 var(--space-6,1.5rem)}.hfa-page-body:not(.adv-section){padding:clamp(4rem, 8vw, 8rem) 0;background:var(--hfa-white);color:var(--hfa-text);font-family:var(--hfa-body)}.hfa-page-intro{margin-bottom:3rem;font-size:var(--text-lg,1.25rem);color:var(--hfa-muted);line-height:1.6}.hfa-page-intro>*:last-child{margin-bottom:0}.hfa-group{margin-bottom:3rem}.hfa-group:last-child{margin-bottom:0}.hfa-group__title{font-family:var(--hfa-display);font-size:var(--text-xl,clamp(1.5rem, 1.1rem + 1.6vw, 2.1rem));font-weight:600;line-height:1.2;letter-spacing:-.01em;color:var(--hfa-ink);margin:0 0 1rem;padding-bottom:.75rem;border-bottom:2px solid var(--hfa-accent)}.hfa-accordion__list{border-top:1px solid var(--hfa-border)}.hfa-group .hfa-accordion__list{border-top:0}.hfa-item{border-bottom:1px solid var(--hfa-border);padding:0;margin:0}.hfa-item__summary{cursor:pointer;list-style:none;display:block;padding:1.25rem 0;color:var(--hfa-ink);transition:color 0.2s var(--hfa-ease)}.hfa-item__summary-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem}.hfa-item__summary::-webkit-details-marker,.hfa-item__summary::marker{display:none;content:""}.hfa-item__summary:hover,.hfa-item[open] .hfa-item__summary{color:var(--hfa-accent)}.hfa-item__summary:focus{outline:none}.hfa-item__summary:focus-visible{outline:2px solid var(--hfa-accent);outline-offset:4px}.hfa-item__question{font-family:var(--hfa-display);font-size:var(--text-lg,1.25rem);font-weight:600;line-height:1.35;letter-spacing:-.01em}.hfa-item__icon{position:relative;flex:0 0 18px;width:18px;height:18px}.hfa-item__icon-h,.hfa-item__icon-v{position:absolute;background:var(--hfa-accent);border-radius:1px}.hfa-item__icon-h{width:14px;height:2px;left:2px;top:8px}.hfa-item__icon-v{width:2px;height:14px;left:8px;top:2px;transform-origin:center;transition:transform 0.22s var(--hfa-ease),opacity 0.22s var(--hfa-ease)}.hfa-item[open] .hfa-item__icon-v{transform:scaleY(0);opacity:0}.hfa-item__body{padding:0 2.5rem 1.5rem 0;color:var(--hfa-muted);font-size:var(--text-base,1.0625rem);line-height:1.7}.hfa-item__body>*:first-child{margin-top:0}.hfa-item__body>*:last-child{margin-bottom:0}.hfa-item__body a{color:var(--hfa-accent);text-decoration:none}.hfa-item__body a:hover{color:var(--hfa-accent-hover)}@media (max-width:600px){.hfa-item__summary{padding:1.1rem 0}.hfa-item__summary-inner{gap:1rem}.hfa-item__question{font-size:1.125rem}.hfa-item__body{padding-right:0}}@media (prefers-reduced-motion:reduce){.hfa-item__icon-v,.hfa-item__summary,.hfa-teaser__button,.hfa-teaser__arrow{transition:none}}